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Transportation Should Provide Enjoyment, but not a Second Mortgage |
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Financially Smart Dads
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What enables people to be on time for a scheduled appointment, attend a
favorite social event or recreational activity, or just drive on a
pleasant summer day? Of course,what else but the automobile. Or in
today's terms: the automobile, sport-utility vehicle, or minivan.
More and more people are realizing that the cost of new transportation
can really throw a budget into reverse. In many instances, today's new
vehicle prices compare to the cost of a new home of just a generation
or so ago.
Since dependable transportation is a necessity--do not despair; two to
four-year old used vehicles can be purchased at a savings of 25 to 50
percent as compared to when they were new.
When well maintained, these vehicles can be driven for many miles, and they are now available at substantial savings.
Becoming informed is one of the most important factors in successfully purchasing a dependable used vehicle at the best price.
Gathering Information:
Literally hundreds of different vehicles are available, but which one
is the best for you? To better determine the vehicle that satisfies
your transportation needs, first take the time to carefully identify
your current and future driving needs, then become aware of the many
available vehicles, and finally, zero in on the vehicles that best meet
your needs.
Some questions to consider about transportation needs include:
How many people will be transported in the vehicle?
What type of objects and cargo will be transported in the vehicle (space considerations)?
Will driving be conducted in poor whether conditions or off-road (rear-wheel drive, front-wheel drive, all-wheel drive)?
Will stop-and-go or interstate driving be performed? Thus, is an
automatic, a semi-automatic, or a standard transmission preferred?
Is there a preference for a domestic or a foreign vehicle?
In a sport-utility vehicle, is a more rugged full box type frame needed
for off-road driving, or will a unit-body type frame be suitable for
intended general highway driving? Additionally, what towing capacity
should the sport-utility vehicle have?
In a minivan, are sliding doors needed on both sides, the left-side or the right-side of the vehicle for easier entry and exit?
How much will insurance cost to protect the driver and the vehicle
(consider obtaining an insurance quote before buying a vehicle)?
What is the approximate amount of money to be spent on a vehicle?
If you are not familiar with which vehicles meet your transportation
needs, visit a local public library to consult the April (vehicle)
issue of Consumer Reports. This objective information source provides
technical specifications for vehicles including the size, weight,
engine horsepower, optional equipment, and miles per gallon of fuel,
etc.
After determining the type of automobile, sport-utility vehicle, or
minivan that satisfies your needs, it is worthwhile to consult Consumer
Reports' frequency-of-repair information to identify specific vehicles
that will likely have fewer future repairs.
Web site discussion groups are also a good source of "from the street"
information for identifying the strengths and weaknesses of specific
vehicles.
Kyle Busch is the author of: Drive the Best for the Price ....
He accepts transportation questions from consumers worldwide at: http://www.drivethebestbook.com
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